ATM/MasterMoney rush card replacement -- 20.00
ATM - more than six withdrawals per month at ATMs -- 1.00 each. Transactions free for members at OCCU's County Campus, Clarkston, Waterford/White Lake or Oxford office
Account History over 30 days -- 1.00 per page
Account reconciliation/research fee -- 20.00 per hour
Coin Counting Fee –Kirby Kangaroo & CU Succeed members are exempt when depositing coin into their accounts No fee up to $100, 1% for amounts over $100, 3% of total coin counted for business accounts.
Copying Service -- .10 per page
Credit Card - Copy of a charge -- 5.00
Credit Card - Copy of a statement -- 5.00
Credit Card - Late payment fee -- 25.00
Credit Card - Temporary increase fee -- 5.00
Credit Card - Replacement -- 10.00
Credit Card - Rush replacement -- 20.00
Credit Card - Overlimit Fee -- 20.00
Credit Card – Return Check Fee -- 25.00
Facsimile Service – Local call --.50 per page
Facsimile Service– Long distance call -- 1.00 per page
Gift Card Fee -- 3.25 per card
Money Orders --1.50 each
Official Check Fee -- 2.00 each (1 free per day)
Check cashing fee (per check) --2.00 if aggregate savings balance is less than $100/$5.00 non-members
Garnishment Fee -- 30.00
Automatic or manual transfers -- 3.00 per transfer
Safe Deposit Boxes -- 40.00 small, 55.00 medium, 80.00 large
Statement copy fee -- 2.00 per page
Stop payment fee -- 28.00 per item
Wire transfer fee -- 20.00 per transfer
International Wire Transfer fee -- 30.00 per transfer
Share Draft Account Fees:
Check copy fee -- 3.00 per copy
Check printing fee -- Varies depending on style
Returned item fee -- 28.00 per item
Return Deposit item fee (drawn on mbr) -- 28.00
Return Deposit item fee (not drawn on mbr) -- 12.50
Paid item fee (ODP) -- 28.00 per item
Payoff Letters – Consumer --5.00
Real Estate --10.00
Mortgage Subordinations --25.00
Dormant Fee for balances under $100 (excluding minors) for inactivity for one year or more -- $4.00 per month
Escheat Fee per account escheated -- $40.00
Transaction Receipt copy fee -- $1.00
Notice: All Oakland County Credit Union loans require a regular scheduled payment at least once per month. You may repay all or part of your balance anytime without penalty. Loan payment due dates will not advance beyond 90 days from last payment per our regulatory agency.
