We also understand how financing your new home can be a rather stressful task. Proper paperwork, research and tight deadlines all play an important role toward making home ownership possible. And if you’re working with a lender you’re not familiar with, the mountain of paperwork and industry jargon makes things even more tense.
Our mortgage experts have proven many times over that there is a difference at OCCU. That’s because we’ll be there with you, step-by-step, throughout your financing. Whether you’re a first time home buyer, refinancing your current home, or a savvy investor, our professionals are well equiped to answer each and every question you might have.
Our rates are always very competitive, yet our attention to your details will help make the process go as smoothly as possible. Our Mortgage Manager, Dan Webster, can be contacted directly at (248) 332-9171, Ext. 1321.
OCCU is proud to be a partner of Members First Mortgage, a financing company owned by a handful of credit unions devoted to the philosophy of “People Helping People”. When you click into our mortgage site, understand MFM is an important part of the OCCU family.
Helpful Things to Know Before Applying:
While we would like nothing more than to help every member secure their mortgage, this isn't always possible due to several reasons in this ever-changing economy. Please note the following:
- Unless you are fairly certain your credit score is 620 or higher, please contact us before applying to learn how to build your score to eventually qualify for a mortgage. You can receive your credit score at no cost twice yearly by going to www.annualcreditreport.com. This is not a commercial site and no strings are attached.
- If you have had a foreclosure or or bankruptcy in the last few years, please contact us to learn how to build your credit to eventually qualify for a mortgage.
Click here to apply right now! Rest assured, an extensive menu of financing options, chock full of helpful tips and suggestions will help to guide you through the initial process.
