Our two premium cards, the VISA Gold and Platinum, offer almost identical benefits. The main difference is that the Platinum card offers a credit limit from $10,000 to $20,000. Meanwhile, members that carry the Gold have a maximum credit limit between $5,000 and $10,000.
It’s important to understand both cards come with an adjustable rate, depending on the Prime Rate. The Gold rate is calculated by adding 4.5% to the Prime Rate; the Platinum is 3.90% above Prime.
The following offers a brief list of features with both cards:
- Travel accident insurance up to $500,000
- Up to 25% discount on car rentals
- No annual fees
- Make purchases at merchants worldwide displaying VISA logo
- 25-day grace period on purchases
- Free travel reservation service
- Free travel emergency assistance (such as lost luggage, ticket replacement, etc.)
- Plus much more!
