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No membership would be complete without the access and power of a checking account at OCCU. While others have balance requirements and other unwanted stipulations, we believe a checking account should be a breeze. Here’s why:

  • No minimum balance requirements.
  • No monthly or per check fees.
  • Numerous check styles to choose from.
  • Instant Cash Overdraft Protection up to $2,000*! This means if you accidentally spend more than what you have in your account, we’ll cover you up to $2,000 and alleviate the embarrassment of bounced check fees.
  • Certified checks free of charge (through our tellers)

Most of our members that have our checking also carry our MasterMoney Debit Card. Accepted wherever you see the MasterCard logo around the world, this card has the convenience of a credit card yet the funds are withdrawn promptly from your checking account.If you don’t have our checking account or MasterMoney Debit Card yet, you’ll want to click here right now. What could be better than safe, easy access to your money anytime, anywhere?

Protect your debit card from fraud and get 24/7 activity alerts with our Card Nav App.  

*This loan amount is determined by each member's creditworthiness. Limits are up to $2,000. Payments are 3% of the unpaid balance with a minimum of $15. Interest rates begin as low as 13.9% APR. Click here for potential fees.

ScoreCard Program

Sign for purchase with your MasterMoney Debit Card and you will earn points toward a slew of wonderful, useful prizes. You will earn 1 point for every $2 you spend with your debit card. Just remember to sign for your purchases. PIN based transactions do not earn reward points.

Click here to learn more about our ScoreCard program!

Once again, it’s free to our members!

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