No membership would be complete without the access and power of a checking account at OCCU. While others have balance requirements and other unwanted fees, we believe a checking account should be a breeze. Here’s why:
- No minimum balance requirements.
- No monthly or per check fees.
- Free MasterCard Debit Card with rewards
- Instant Cash Overdraft Protection up to $2,000*! This means if you accidentally spend more than what you have in your account, we’ll cover you up to $2,000 and alleviate the embarrassment of bounced check fees.
- Protect your debit card from fraud and get spending alerts with our Card Nav App.
- Make mobile deposits anytime, anywhere 24/7 through our Mobile Banking App.
*This loan amount is determined by each member's creditworthiness. Limits are up to $2,000. Payments are 3% of the unpaid balance with a minimum of $15. Interest rates begin as low as 13.9% APR. Click here for potential fees.
Sign for purchase with your MasterMoney Debit Card and you will earn points toward a slew of wonderful, useful prizes. You will earn 1 point for every $2 you spend with your debit card. Just remember to sign for your purchases. PIN based transactions do not earn reward points.
Click here to learn more about our ScoreCard program!
Once again, it’s free to our members!