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Oakland County Credit Union Go to main content
OCCU Fees

Home Banking and Bill Pay

 
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OCCU Fee Schedule

ATM Card or ATM/MasterMoney Card Fees  
Replacement Card or PIN $5.00
Rush Replacement $20.00
ATM Withdrawals - More than six per month at ATMs $1.00 each
*Transactions are free for members at OCCU's six branch locations.  
   
Other Fees  
Account History over 30 days $1.00 for the first page
Account Reconciliation/Research Fee $20.00 per hour
Coin Counting Fee
   *Kirby Kangaroo & CU Succeed members are exempt when depositing coin into their accounts.
No fee up to $100
1% for amounts over $100
3% of total coin counted for Business Accounts
Copying Service $.10 per page
Facsimile Service - Local $.50 per page
Facsimile Service - Long Distance $1.00 per page
Gift Card Fee $3.25 per card
Money Orders $1.50 each
Official Check Fee $2.00 each (1 free per day)
Check Cashing Fee (per check) $2.00 if aggregate savings balance is less than $100
$5.00 non-members
Garnishment Fee $50.00
Phone Transfers by Staff $3.00 per transfer
Automatic or Manual Transfers $3.00 per transfer
Safe Deposit Boxes $40.00 small
$55.00 medium
$80.00 large
Statement Copy Fee $2.00 per page
Stop Payment Fee $28.00 per item
Wire Transfer Fee $20.00 per transfer
   
Credit Card Fees  
Copy of a Charge $5.00
Copy of a Statement $5.00
Late Payment Fee $25.00
Temporary Increase Fee $5.00
Replacement Card $10.00
Rush Replacement $20.00
Overlimit Fee $20.00
Return Check Fee $25.00
   
Share Draft Account Fees  
Automatic Transfer to cover NSF $3.00 per transfer
Manual Transfer to cover NSF $3.00 per transfer
Check Copy Fee $3.00 per copy
Check Printing Fee Varies depending on style
Checking Account Reconciliation $20.00 per hour
Return Item Fee $28.00 per item
Return Deposit Item Fee (drawn on mbr) $28.00 per item
Return Deposit Item Fee (not drawn on mbr) $12.50 per item
Paid Item Fee (Courtesy Pay) $28.00 per item
Stop Payment Order Fee $28.00 per order
Payoff Letters - Consumer
                          - Real Estate
$5.00
$10.00
Mortgage Subordinations $75.00
Dormant Fees for Balances under $100 (excluding minors)
  *for inactivity for one year or more
$4.00 per month
Escheat Fee $40.00 per account
Transaction Receipt Copy Fee $1.00

Notice:  All Oakland County Credit Union loans require a regular scheduled payment at least once per month. You may repay all or part of your balance anytime without penalty. Loan payment due dates will not advance beyond 90 days from last payment per our regulatory agency.

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