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Home Equity Lines of Credit and Closed-End Loans

Is your home just sitting there? Use the equity that’s been building up to help finance that upcoming wedding, awesome vacation, or higher education! Maybe you’ve decided not to move but need financing to build that addition or makeover the kitchen.

Whatever the reason, OCCU’s home equity line of credit or closed home equity loan could be the perfect financing tool you need. 

The line of credit taps into your home’s equity and offers low variable APRs, adjusted quarterly. You may borrow up to 90% of the appraised value of the home, minus the mortgage balance and any other outstanding liens. The rate is set according to the Prime rate. Line of credit program dependent on member's creditworthiness.

View our current Home Equity Line of Credit rates.

Click here to learn how to apply.

By clicking the To Apply link, I have read and agree to the terms included in the Loanliner Home Equity disclosure and Lending Information about Mortgage and Home Improvement Loans disclosure.

Home Equity Closed End Loans also offers a minimum loan amount of $10,000 and a maximum loan amount of $175,000 with terms of 7, 10, or 15 years is also possible.

The Home Equity loan has limits up to 90% of the appraised value minus the first mortgage balance and any other outstanding liens. The interest is fixed. Qualified applicants must be deemed credit worthy.

View our current Home Equity Closed End Loan rates.

Click here to learn how to apply.

By clicking the To Apply link, I have read and agree to the terms included in the Loanliner Home Equity disclosure and Lending Information about Mortgage and Home Improvement Loans disclosure.

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