Oakland County Credit Union Go to main content
Apply Online

Home Banking and Bill Pay

 
Forgot ID or password?

Loan Application

Payment Protection Coverage Click if desired

Check coverage(s) desired. We will disclose the cost of this Payment Protection Insurance Single Credit Disability to you. A separate enrollment form which discloses the terms and conditions must be signed for coverage to become effective.

Do you want your payments protected for you and your family if you become disabled? Yes No

Loan Type: 

Amount or Limit Requested: 

Collateral Offered (Year/Model) 

Years to Repay 

Payroll Deduction  Yes   No

Primary Applicant
Member's Name CU Account Number
Current Address Apt. Number
City, State, Zip Years There
Home Phone Social Security #
Employer's Name Hire Date
Work Phone Position
Monthly Salary (gross) Birth Date
Mother's Maiden Name  
E-Mail Address  
Driver's License Number  

Are You Buying or Renting Your Home? 

Monthly Payments: 

* Please Note: Income Verification is required; other information may be required.

If Spouse, Guarantor, or Co-Applicant Applies, Please Fill Out This Section:
Spouse   Guarantor    Co-Applicant
Name CU Account Number
Current Address Apt. Number
City, State, Zip Years There
Home Phone Social Security #
Employer's Name Hire Date
Work Phone Position
Monthly Salary (gross) Birth Date
E-Mail Address  
Driver's License Number  

Are You Buying or Renting Your Home? 

Monthly Payments: 

By submitting this loan request, you agree that the information is correct to the best of your knowledge and to all terms defined in the credit union's disclosure information. You agree to notify us of any changes to your name, address or employment and authorize the credit union to make inquires pertaining to employment, credit standing, and financial responsibility.

+Insurance products sold through the credit union are not insured by the National Credit Union Administration and are not issued, guaranteed, or underwritten by the credit union or the National Credit Union Administration or by any other federal government agency.  There is no requirement or obligation to purchase insurance from the credit union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way.    The credit union may not condition an extension of credit on any agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from any unaffiliated entity.  The above mentioned products are not deposits. 

If you would rather mail or fax an application, View/Print Credit Union Application

Adobe Acrobat required (download Acrobat here)

VISA Disclosure Information

 

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for purchases 8.99% to 16.99%(rate based on credit worthiness)
APR for Balance Transfers 8.99% to 16.99% (rate based on credit worthiness)
APR for Cash Advances 8.99% to 16.99%(rate based on credit worthiness)
Penalty APR and When It Applies None
Paying Interest Your due date is at least 25 days after the close of each billing cycle.
We will not charge you interest on purchases if you pay your entire balance
by the due date each month. We will begin charging interest on cash advances
and balance transfers on the transaction date.
Minimum Interest Charge None
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None

Transaction Fees

    Balance Transfer
    Cash Advance

 

    Foreign Transaction



None
None


1% of each transaction in U.S. dollars.

Penalty Fees

    Late Payment



    Over-the-Credit Limit



    Returned Payment


$25 or amount of payment, whichever is less, if 5 days or more past due.


None


$25 or amount of payment, whichever is less.

 

 

Use of Card – You agree not to make or permit to be made any illegal transactions on your Account through use of a Card, a check or in any other manner. We may deny authorization for any Internet gambling transaction.

 

 

Go to main navigation