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Loans And Credit Cards

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Loans & Credit Cards

Keep a close eye on our loan rates because it’s not uncommon for us to offer an exceptional rate for automobiles and trucks, recreational vehicles, and personal loans. In fact, hardly a month goes by where we aren’t knocking the socks off the competition with a various loan.

Even better, we also offer full-service mortgage products, including first-mortgages, balloons, home equity lines of credit and more! Over 90% of our members have said they would recommend OCCU’s mortgage department to their friends and family. We understand home lending can be an intimidating process with a slew of jargon and technical terms. Our staff is well-trained to personally work with every member so they fully understand the process.

Our credit cards are also quite popular with membership. We offer various rates on our VISA Platinum card to make sure each member receives the best rate possible, according to credit worthiness.


At Oakland County Credit Union, we understand the thrill and importance of finding, buying and owning a home. It's the classic American dream -- a place where families are raised and great memories are made.

We also understand how financing your new home can be a rather stressful task. Proper paperwork, research and tight deadlines all play an important role toward making home ownership possible. And if you’re working with a lender you’re not familiar with, the mountain of paperwork and industry jargon makes things even more tense.

Our mortgage experts have proven many times over that there is a difference at OCCU. That’s because we’ll be there with you, step-by-step, throughout your financing. Whether you’re a first time home buyer, refinancing your current home, or a savvy investor, our staff is well equipped to answer each and every question you might have.

Our rates are always very competitive, yet our attention to your details will help make the process go as smoothly as possible. Our mortgage professional, Amanda Everett, can be contacted directly at (248) 332-9171, Ext. 1324. Amanda is also accessible through email. She can be reached at aeverett@oaklandcountycu.com.

OCCU is proud to be a partner of Member First Mortgage, a financing company owned by a handful of credit unions devoted to the philosophy of “People Helping People”. When you click into our mortgage site, understand MFM is an important part of the OCCU family.

We highly encourage members to contact us first so we may help assist you more efficiently through the mortgage process.

Click here to apply right now! Rest assured, an extensive menu of financing options, chock full of helpful tips and suggestions will help to guide you through the initial process.


Home Insurance

OCCU is a corporate partner with TruStage for discounted home insurance. Click Here to Start Saving


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