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Loans & Credit Cards


At Oakland County Credit Union, we offer a wide range of mortgage programs to fit the unique needs of our members. Whether a member is looking to purchase a new home or refinance their current mortgage into a lower fixed rate, we have the mortgage options they’re looking for! We lend in all counties, not just Oakland County.

Through our mortgage partner, Member First Mortgage (MFM), we are able to offer competitive rates, great loan terms and low closing costs. Members will receive the support and guidance they need every step of the way, to help them navigate the complex mortgage process. Apply Now

With Member First Mortgage, we also offer:

Wide Range of Mortgage Products
We offer a full suite of conventional and government mortgage programs, including; FHA, VA, USDA/RD and more!

Competitive Rates and Closing Costs - CLICK FOR RATES
We update our mortgage rates daily to ensure your clients receive great rates and low closing costs.

Accelerated turn times
Loans close faster with our accelerated turn-times. Our average turn time is 25 days!

In-house loan servicing
We have experienced member service representatives available to assist with all of your mortgage servicing needs.

• Purchase and Refinance options
• 10, 15, 20 & 30 year Fixed Rate, ARM’s also available
• 95% LTV, up to 97% LTV with Fannie Mae 97/Home Ready
• Second homes up to 90% LTV on purchase or refinance
• Manufactured home financing available
• Minimum Credit Score 620

• VA (VA IRRRL also available)
• Rural Development (income limits apply)
• Minimum Credit Score 620

Click here to begin now!

Member First Mortgage


Home Insurance

OCCU is a corporate partner with TruStage for discounted home insurance. Click Here to Start SavingClick Here to Start Saving


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