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Warm up to credit card savings.

Transfer your high rate holiday credit card balances to OCCU and receive our special 1.99% APR* balance transfer rate on balances transferred by February 28, 2018.

    • 1.99% APR* on balance transfers for 6 months

    • No balance transfer fees

    • Apply in branch, by phone at 800-815-6237 or apply online here. Need more information, click to chat with a team member during business hours

After the six-month introductory offer, you’ll continue to save with our everyday low rates starting as low as 8.99% APR. 

 *This offer applies to new balance transfers only; purchases and cash advances are not eligible. Interest will begin on the date of the transfer. Promotional rate expires on September 1, 2018. Terms and conditions subject to change. Some restrictions may apply. 

Victory Loan

Let OCCU’s Victory Loan* help you with life’s unexpected expenses. The Victory Loan* can help you stretch your budget, cover unforeseen bills or help re-build your credit.  Apply Now

    •  $1000 maximum loan amount

     •  12 month repayment term

    •  Interest Rate 16.99%* APR

    •  No credit report necessary

*APR=Annual Percentage Rate. Member must be in good standing, have direct deposit of $1000 per month for at least 90 days, and set up on auto pay.  One Victory Loan per member. Some restrictions may apply. 

Mobile Deposit is here - Deposit Checks From Your Phone!

Deposit checks anywhere, anytime - from your smartphone!

Save yourself a trip by depositing checks at home or on the go with Mobile Deposit.  

Simply snap a photo of your check and we will do the rest. And the best part – it’s totally free!

It only takes a few minutes! Deposit checks fast with your mobile phone in 4 easy steps:

1. Open your OCCU Mobile Banking App
2. Click on the Mobile Deposit Icon
3. Sign your check and write For Mobile Deposit
4. Follow the prompts to finalize your deposit

Contact us with any questions or concerns you may have! 

Our gift to you - 18 Month Certificate Special

Start this year off by saving towards your next financial goal with our 18 month certificate special starting at 1.76% APY*. We also offer Jumbo and IRA certificates to help you earn even more. With different terms available, we have the perfect savings options for you. Click for Rates

*APY=Annual Percentage Yield. Rate offered for a limited time only and is subject to change at any time. $500 minimum balance.


Sharing is Caring

As a respected member, we appreciate your business and value your opinion. That’s why we’d love for you to help us grow! After all, sharing is caring.

It’s easy - here’s how
Simply complete a Refer A Friend card or click here to send a custom email to a friend or family member. Every friend who joins earns you cash! And your friends? They get to experience a better way to bank and be free from fees and debt.

How much?
You earn $25 when they open a new savings account and $75 when they open a new checking account or finance or refinance an existing loan at OCCU worth at least $5,000. These can be combined to earn you up to $100.

We Are Sharing Our Story - Your Financial Success Story Starts Here!

At Oakland County Credit Union, we want you to feel victorious when it comes to your personal finances.

Maybe that means getting the best possible deal on an auto loan, getting better at saving money or knowing you’ve got a backup plan for life’s unexpected expenses. No matter what victory looks like for you, we can help you achieve it.

Victories happen here every day for our members and we thought it was time we shared our story with the community.

Watch for our first commercial airing this year!

Let Us Help With Bill Stress - SKIP A PAY

Oakland County Credit Union wants to help you handle the stress of your bills! Take advantage of our Skip-a-Pay and you can take a break from you payment.

Click here for a Skip-a-Pay form and you won't have to stress about your monthly payment*. 


*Not all loans are eligible, see branch for details. Form must be received two weeks prior to due date to qualify.


Brighten Up Your Home With Our Equity First Mortgage

OCCU’s Equity 1st Loan is ideal for members looking to refinance their existing first mortgage. Mortgage paid off? You can take advantage of these low rates and use your equity for home improvements, vacations, RV or vehicle purchases. With flexible rates and terms, you will love our Equity 1st Loan.

Benefits include:
• Rates as low as 2.99% APR*
• Borrow up to $150,000*
• No closing costs*
• Flexible terms & low monthly payments

Call or visit your local branch for our great rates and flexible terms.

*APR=Annual Percentage Rate. Rates based on credit worthiness, term, and LTV. Closing costs can vary with each loan. Rates subject to change at any time. Some restrictions may apply.

Getting Ready to Travel? Call OCCU First!

Make sure you have full, uninterrupted access to your OCCU Visa credit card this winter when you travel by contacting the credit union first. OCCU has a strong anti-fraud system to protect our members against suspicious purchases.

Avoid any unwanted hiccups during your trip by calling us at 800-815-6237. We’ll notify the system to recognize the areas that you’ll be traveling and prevent any card disruption during your time out-of-state or abroad.

Refinance Your Auto And Save

At OCCU, we’re known for our great loan rates. But if you got your Auto Loan somewhere else at a much higher rate, we can likely reduce your payments with an Auto Refinance. Refinancing your Auto Loan with OCCU is quick and easy and offers significant savings.OCCU Auto Loans Feature:

• Rates starting as low as 1.99% APR*
• Easy payment options, flexible terms up to 84 months
• 100% financing available for qualified buyers

Simply apply at oaklandcountycu.com or call us at 800-815-6237 to get started with an Auto Refinance.

*APR=Annual Percentage Rate. Rates based on creditworthiness, term, and age of vehicle. Rates subject to change at any time. Some restrictions may apply.


Love My Credit Union Program Adds Even More Member Perks!

If you love a good discount like the next person does, you owe it to yourself to check out the new benefits included in the Love My Credit Union program.

Thanks to your membership at Oakland County Credit Union, you're eligible for a bunch of special offers from vehicles, cellular phone service, to flowers and much more.

To see the complete list of perks, click here!

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