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Auto Loan - 60 Days No Payment

Get more mileage out of your money. Finance your auto loan with our low rates and get 60 days, NO PAYMENT. By refinancing your current auto loan or financing a new auto with OCCU, you can save on your monthly payment and drive past your payment for 60 days.

• Finance your auto through OCCU

• Save money with rates as low as

• Skip your payment for 60 days

When it comes to saving members money, we put you in the driver’s seat! And we make it easy, contact us at 800-815-6237 or visit any of our branches to help you start saving money!

*APR=Annual Percentage Rate. Rates based on credit worthiness, term, and age of vehicle. Rates subject to change at any time. Some restrictions may apply.

Home is Where the Savings Are

Turn your home’s equity into cash in your hand! There’s money in your house! And we’re not talking about those quarters in the couch cushions. With an OCCU Home Equity Loan or Line of Credit, you can tap into your home’s equity to get cash for almost anything:

• College funds for children or grandchildren

• A long overdue vacation

• Home remodeling and repairs

• Rates as low as 2.99% APR*

The fastest way to a little extra cash is through your own front door. Contact us today at 800-815-6237 or visit any branch to learn more about our Home Equity Loan options.

*APR = Annual Percentage Rate. Rates based on credit worthiness, term, and LTV. Closing costs can vary with each loan. Rates subject to change at any time. Some restrictions may apply.


Youth Week - Give A Hoot About Savings

Come join us during our Youth Week celebration, Give A Hoot About Savings, April 24-28 for this festive celebration of our youth club members! Be sure to stop by any branch, where we will be celebrating our youngest members with giveaways, goodies and prizes! If your child isn’t a member yet, this is the perfect time as we are depositing the first $10 in each new youth account opened April 24-28. Be sure to enter to win an Annual Family Membership to the Detroit Zoo for one lucky youth member!


Annual Meeting

The Oakland County Credit Union Annual Meeting will take place on April 19, 2017 at 5:30 p.m. at OCCU’s N. Oakland Blvd. Branch. All Members are welcome for this brief meeting.


Earn More Than Before - 18 Month Certficate Special

 Earn more with our 18 month certificate special starting at 1.10% APY*. We also offer Jumbo and IRA certificates to help you earn even more. Visit OaklandCountyCU.com for rates or contact us at 800-815-6237 to discuss your savings goals.

* APY=Annual Percentage Yield. Rate offered for a limited time only and is subject to change at any time. $500 minimum balance.


Refer a Member

If you're happy with OCCU, we invite you to refer someone you know... a friend, family member, even a co-worker. If someone you refer joins, you'll both earn a special cash reward

It's easy - here's how

Simply complete the Refer A Friend form here. They will receive a personalized email from you, that they just need to bring into any branch. Every friend who joins earns you cash! And your friends? They get to experience a better way to bank and receive a "welcome bonus" thanks to you. No limit to the number of referrals. 

How much?

For each person you refer that becomes a member and opens a saving account, you'll both receive $10! If they open a checking account, you'll both get $25! You'll each receive $30 when they finance or refinance an existing loan to OCCU worth at least $5,000.

New members may also apply online at any time! Please contact us with any questions at 800-815-6237.

We Are Sharing Our Story - Your Financial Success Story Starts Here!

At Oakland County Credit Union, we want you to feel victorious when it comes to your personal finances.

Maybe that means getting the best possible deal on an auto loan, getting better at saving money or knowing you’ve got a backup plan for life’s unexpected expenses. No matter what victory looks like for you, we can help you achieve it.

Victories happen here every day for our members and we thought it was time we shared our story with the community.

Watch for our first commercial airing this year!

Let Us Help With Bill Stress - SKIP A PAY

Oakland County Credit Union wants to help you handle the stress of your bills! Take advantage of our Skip-a-Pay and you can take a break from you payment.

Click here for a Skip-a-Pay form and you won't have to stress about your monthly payment*. 


*Not all loans are eligible, see branch for details. Form must be received two weeks prior to due date to qualify.


Brighten Up Your Home With Our Equity First Mortgage

OCCU’s Equity 1st Loan is ideal for members looking to refinance their existing first mortgage. Mortgage paid off? You can take advantage of these low rates and use your equity for home improvements, vacations, RV or vehicle purchases. With flexible rates and terms, you will love our Equity 1st Loan.

Benefits include:
• Rates as low as 2.99% APR*
• Borrow up to $150,000*
• No closing costs*
• Flexible terms & low monthly payments

Call or visit your local branch for our great rates and flexible terms.

*APR=Annual Percentage Rate. Rates based on credit worthiness, term, and LTV. Closing costs can vary with each loan. Rates subject to change at any time. Some restrictions may apply.

Traveling this Spring? Call OCCU First!

Make sure you have full, uninterrupted access to your OCCU Visa credit card this winter when you travel by contacting the credit union first. OCCU has a strong anti-fraud system to protect our members against suspicious purchases.

Avoid any unwanted hiccups during your trip by calling us at 800-815-6237. We’ll notify the system to recognize the areas that you’ll be traveling and prevent any card disruption during your time out-of-state or abroad.

Refinance Your Auto And Save

At OCCU, we’re known for our great loan rates. But if you got your Auto Loan somewhere else at a much higher rate, we can likely reduce your payments with an Auto Refinance. Refinancing your Auto Loan with OCCU is quick and easy and offers significant savings.OCCU Auto Loans Feature:

• Rates starting as low as 1.99% APR*
• No payments for 60 days
• Easy payment options, flexible terms up to 84 months
• 100% financing available for qualified buyers

Simply apply at oaklandcountycu.com or call us at 800-815-6237 to get started with an Auto Refinance.

*APR=Annual Percentage Rate. Rates based on creditworthiness, term, and age of vehicle. Rates subject to change at any time. Some restrictions may apply.


Love My Credit Union Program Adds Even More Member Perks!

If you love a good discount like the next person does, you owe it to yourself to check out the new benefits included in the Love My Credit Union program.

Thanks to your membership at Oakland County Credit Union, you're eligible for a bunch of special offers from vehicles, cellular phone service, to flowers and much more.

To see the complete list of perks, click here!

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