Loans & Credit Cards
Keep a close eye on our loan rates because it’s not uncommon for us to offer an exceptional rate for automobiles and trucks, recreational vehicles, and personal loans. In fact, hardly a month goes by where we aren’t knocking the socks off the competition with a various loan.
Even better, we also offer full-service mortgage products, including first-mortgages, balloons, home equity lines of credit and more! Over 90% of our members have said they would recommend OCCU’s mortgage department to their friends and family. We understand home lending can be an intimidating process with a slew of jargon and technical terms. Our staff is well-trained to personally work with every member so they fully understand the process.
Our credit cards are also quite popular with membership. We offer various rates on our VISA Platinum card to make sure each member receives the best rate possible, according to credit worthiness.
Need a quick loan? Is your credit good? There’s not a quicker way to get a fast loan than simply using your signature. Personal loans have been a popular loan for years at OCCU because it can be used for any number of purposes that you deem necessary. Though no collateral is needed, you can borrow up to $25,000!
View our current rates.
Share/Certificate of Deposit Secured Loan
If, for some reason, your desired loan request doesn’t fit into one of the other loan categories, the Share and Certificate of Deposit Secured Loan might do the trick.
The Share Loan uses your share balance as collateral for the loan. The rate is typically much lower than most loan rates.
The Certificate of Deposit Secured Loan leans on your present CD as collateral. The rate for this loan is 4% APR above the certificate rate.