Loans & Credit Cards
Keep a close eye on our loan rates because it’s not uncommon for us to offer an exceptional rate for automobiles and trucks, recreational vehicles, and personal loans. In fact, hardly a month goes by where we aren’t knocking the socks off the competition with a various loan.
Even better, we also offer full-service mortgage products, including first-mortgages, balloons, home equity lines of credit and more! Over 90% of our members have said they would recommend OCCU’s mortgage department to their friends and family. We understand home lending can be an intimidating process with a slew of jargon and technical terms. Our staff is well-trained to personally work with every member so they fully understand the process.
Our credit cards are also quite popular with membership. We offer various rates on our VISA Platinum card to make sure each member receives the best rate possible, according to credit worthiness.
VISA Platinum Credit Card
OCCU offers all members the Visa Platinum Card. Along with a low rate, our Visa Platinum Card offers a credit limit from $250 to $25,000.
It’s important to understand this is a non adjustable rate and won't fluctuate with the economy! Rates are determined by each member's creditworthiness. In other words, if you have strong credit, you'll receive a highly competitive rate!
The following offers a brief list of features:
- No annual fees
- Make purchases at merchants worldwide displaying VISA logo
- 25-day grace period on purchases
- Plus much more!